Car Insurance 101
There’s a lot to consider when getting from “A” to “B”. The same goes for your auto coverage. Get the guidance you need with a customized policy from Timm Insurance Agency.
Learn more about the most common car insurance coverages to give you peace of mind when you’re on the road.
-
Comprehensive coverage helps pay for losses or damage to your car caused by incidents like theft, vandalism, hail, wind, fire and more.
-
When you’re in a crash with other vehicles or objects, collision coverage can help pay to repair or replace your vehicle.
-
Required by law in most states, liability provides coverage for the cost of injury to others and damage to their car or property when you’re at fault in an accident.
-
Uninsured motorist bodily injury (UMBI) helps pay costs if you or your passengers are injured by the driver of an uninsured vehicle. Uninsured motorist property damage (UMPD) helps pay to repair your car if it is damaged by an uninsured vehicle.
-
Underinsured motorist coverages can help pay costs associated with injuries and property damage when the at-fault driver has insurance but doesn’t have enough insurance to cover the damages.
-
If your car is disabled, roadside assistance coverage can provide 24/7 service and cover costs for things like towing, a tire change, locksmith service, and jump starts.
Ready to meet with a car insurance expert?
