Home Insurance 101
If choosing coverage starts to feel like solving a puzzle, think of Timm Insurance as your guide — someone who can help you understand the options so you can confidently choose the coverage and price that are right for you and your home.
Discover some of the common coverages in a home insurance policy below.
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Personal property coverage helps you repair or replace your personal belongings if they are stolen or damaged.
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Loss of use coverage, including additional living expenses, can help you pay to stay elsewhere if you can’t live at home because of damage caused by a covered event.
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Certain, but not all, types of water damage are covered in a home insurance policy.
If a leak is sudden and accidental, it’s generally covered. But flooding is not.
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